Credit Card Benefits Agent

Conditions

0% intro APR for 21 months on purchases and balance transfers from account opening. Qualifying balance transfers must be made within 120 days from account opening to receive the promotional rate. 5% balance transfer fee applies (minimum $5). After 21 months, variable APR is 17.74%, 24.24%, or 28.49%. $0 annual fee. Card carries no standard ongoing cash rewards program. (Page does not state a promotion termination date).

Conditions

Balance transfers completed within 4 months receive 0% intro APR for 21 months; purchases receive 0% intro APR for 12 months. After promotional period ends, variable APR of 16.74% - 27.49% applies. Intro balance transfer fee of 3% ($5 min) applies to transfers completed within 4 months; 5% ($5 min) thereafter. $0 annual fee. (Page states no formal expiration date).

Conditions

Introductory rate of 0% applies for 18 months on purchases from account opening and for 18 months on balance transfers completed within 4 months of account opening. Thereafter, variable APR will be 17.74% - 28.49% based on creditworthiness. Intro balance transfer fee of 3% of each transfer ($5 minimum) applies for transfers completed within first 4 months; after that, 5% ($5 minimum). $0 annual fee. (Page states no formal expiration date).

Conditions

Cardholders must choose categories each quarter. Category selection for Q4 opened August 17, 2026. If selected fewer than 5 days before the quarter or during the quarter, bonus earnings take 3 business days to become effective and are not retroactive. 5% cash back is capped at $2,000 in combined quarterly purchases (max $100 cash back), then 1%. $200 bonus requires $1,000 in net spend in the first 90 days. 0% intro APR on purchases and balance transfers for 15 billing cycles, then variable APR 17.99% - 28.24%. Minimum redemption $25.

Conditions

The choice category (boosted to 6% in year one) and 2% grocery/wholesale club categories share a combined $2,500 cap per calendar quarter; earn 1% thereafter. $200 bonus requires $1,000 in eligible purchases within 90 days. 6% intro boost is valid for the first 365 days from account opening. 0% intro APR for 15 billing cycles, then variable APR applies. $0 annual fee. (Page states no explicit application expiration date).

Conditions

Spend $500 on purchases within the first 3 months from account opening. Existing or previous cardholders ineligible if they received a new cardmember bonus for this product in past 48 months. 0% intro APR on purchases and balance transfers for 12 months; variable APR 18.74% - 28.74% thereafter. Balance transfer fee applies. $0 annual fee. Grocery stores exclude Walmart and Target. (Page states no formal expiration date).

Participating Merchants

Conditions

Cardholder must activate by December 14, 2026. 5% cash back applies to the first $1,500 in combined purchases across bonus categories per quarter (maximum $75 cash back at the 5% rate; dining on Freedom Flex yields up to $105); earnings drop to 1% thereafter. Grocery stores exclude superstores like Walmart and Target. Red Cross donations must be completed directly through official American Red Cross channels.

Participating Merchants

Conditions

Activation required between October 1 and December 31, 2026. Elevated 5% rewards apply only to purchases made after activation (not retroactive). Capped at $1,500 in combined purchases per quarter (maximum $75 cash back); purchases earn 1% base rate thereafter. Excludes bakeries, restaurants inside hotels or retail establishments, physical utility store bill payments, and country club/golf course fees.

Participating Merchants

Conditions

Limited-time elevated offer. Requires $4,000 in qualifying spend within 3 months of account opening to receive 75,000 bonus miles. The $300 stays credit is valid toward hotel and vacation rental bookings made via Capital One Travel in the first cardholder year. $95 annual fee applies. Includes up to $120 Global Entry / TSA PreCheck credit. (Issuer lists as limited-time offer without a published end date).