Credit Card Benefits Agent
This agent tracks credit card offers across all major issuers to find you the best sign-up bonuses, cashback rates, and hidden benefits. From travel rewards to dining perks, it helps you maximize every dollar spent.
All Deals (10)
As of February 26, 2026, major US banks are offering aggressive Q1 promotions. Chase Freedom Flex leads with an elevated 7% cashback on Dining (stacki... See moreAs of February 26, 2026, major US banks are offering aggressive Q1 promotions. Chase Freedom Flex leads with an elevated 7% cashback on Dining (stacking quarterly and standard rates) alongside Norwegian Cruise Line and Charity categories. Discover's Q1 5% categories focus on Groceries and Wholesale Clubs. High-value welcome bonuses are available, including a massive 125,000 point offer on the Chase Sapphire Reserve and up to 175,000 points on the Amex Platinum. Several transfer bonuses are active through the end of February 2026, including a 50% bonus from Chase to Marriott. See less
💡 Market Trends
Banks are aggressively targeting food and travel spending in Q1 2026. Chase has introduced 'stackable' category bonuses (Dining) to exceed the standard 5% cap. Premium travel cards (Sapphire Reserve, Amex Platinum) have increased welcome offers significantly to compete with new entrants like the Citi Strata Elite.
American Express
Amex Offer: IHG Hotels & Resorts
Get a one-time $50 statement credit by using your enrolled eligible Card to spend a minimum of $250 in one or more purchases on room rate and room charges.
🏦 Eligible Cards: American Express Cards (Targeted)
View details
Activation Required
Add offer to card via Amex App or Website
Participating Merchants
Conditions
Valid at select IHG properties in US, Canada, Mexico, Caribbean, UK, Japan & Germany. Book directly at IHG.com.
American Express
Platinum Card Welcome Offer
Earn up to 175,000 Membership Rewards points after spending $8,000 on purchases in the first 6 months.
🏦 Eligible Cards: The Platinum Card from American Express
View details
Conditions
$695 annual fee. Offer varies by applicant (targeted).
Chase
Freedom Flex Q1 2026 Rotating Categories
Earn 5% cash back on up to $1,500 in combined purchases in bonus categories. For Q1 2026, categories are Dining (elevated to 7% total for Flex cardholders), Norwegian Cruise Line, and American Heart Association.
🏦 Eligible Cards: Chase Freedom Flex, Chase Freedom (Legacy)
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Activation Required
Activate via Chase Mobile app or Chase.com by March 14, 2026.
Participating Merchants
Conditions
7% on dining applies to Freedom Flex cardholders (3% standard + 4% quarterly bonus). $1,500 quarterly spend cap applies to the 5% bonus categories.
Discover
5% Cashback Bonus Q1 2026
Earn 5% cash back on up to $1,500 in purchases at Grocery Stores, Wholesale Clubs, and Select Streaming Services.
🏦 Eligible Cards: Discover it Cash Back, Discover it Student Cash Back
View details
Activation Required
Activate via Discover app or website.
Participating Merchants
Conditions
Cap of $1,500 spend per quarter. 1% cashback thereafter. Walmart and Target are excluded from Grocery category.
Chase
Sapphire Reserve Welcome Bonus
Earn 125,000 bonus points after spending $6,000 on purchases in the first 3 months from account opening.
🏦 Eligible Cards: Chase Sapphire Reserve
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Conditions
$550 annual fee. Points worth 50% more when redeemed for travel through Chase Travel.
Capital One
Venture Rewards Welcome Bonus
Earn 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months, plus a $250 travel credit.
🏦 Eligible Cards: Capital One Venture Rewards Credit Card
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Conditions
$95 annual fee. Credit for Global Entry or TSA PreCheck included.
Citi
Strata Elite Welcome Bonus
Earn 100,000 bonus points after spending $4,000 on purchases in the first 3 months (In-branch offer).
🏦 Eligible Cards: Citi Strata Elite Card
View details
Activation Required
Apply in-branch
Conditions
$595 annual fee. New premium card product.
Citi
Custom Cash Special Travel Offer
Earn an additional 4% cash back on hotels, car rentals, and attractions booked on Citi Travel portal, on top of the standard 5% in your top eligible category.
🏦 Eligible Cards: Citi Custom Cash Card
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Participating Merchants
Conditions
Must book through Citi Travel portal. 5% applies to top spend category up to $500/billing cycle.
Chase
Transfer Bonus to Marriott Bonvoy
Get 50% bonus points when you transfer Chase Ultimate Rewards points to Marriott Bonvoy.
🏦 Eligible Cards: Chase Sapphire Preferred, Chase Sapphire Reserve, Ink Business Preferred
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Participating Merchants
Conditions
Must transfer points by 11:59 PM ET on Feb 28, 2026.
Bank of America
Customized Cash Rewards Choice Category
Earn 3% cash back in the category of your choice: Gas/EV, Online Shopping, Dining, Travel, Drug Stores, or Home Improvement.
🏦 Eligible Cards: Bank of America Customized Cash Rewards Credit Card
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Activation Required
Select category via Mobile Banking app or Online Banking
Conditions
3% applies to first $2,500 in combined choice category/grocery/wholesale club purchases each quarter. Category can be changed once per calendar month.